Sukanya Samriddhi Yojana 2025 : Everyone wants to secure the future of their daughter, but they do not know any way to secure the future. If you also have a daughter at home and want to secure the future of your daughter and want to save some money for this right now, then through this post we are going to give you complete information about Sukanya Samriddhi Yojana 2025.
Sukanya Samriddhi Yojana is a government scheme under which you can secure your daughter’s future. You need to open an account and then invest some amount every month. If you invest for 15 years, you will get a total fund of ₹16.6 lakh.
What is Sukanya Samriddhi Yojana 2025?
This is a savings and investment scheme. Sukanya Samriddhi Yojana 2025 has been started by the Government of India to create a fund for the education and marriage of daughters. Under this scheme, every resident of the country will be able to easily open an account for his daughter. After this, some money has to be invested every month. As soon as your daughter turns 21 years old, the deposited amount will be returned along with interest.
Eligibility for the scheme
Here we are going to give you detailed information about the eligibility for Sukanya Samriddhi Yojana which are as follows:-
- To open an account under this scheme, you and your daughter should be native residents of India.
- Secondly, your daughter’s age limit should be maximum 10 years, if she is less than 10 years then it is fine.
- The benefit of this scheme is provided by the government to a maximum of two daughters of a family.
- To take advantage of the scheme, it is very important to have important documents available.
How can you invest in Sukanya Samriddhi Yojana?
You can easily invest in this scheme by following the following steps.
- If you want to invest then you have to open an account in your daughter’s name.
- You can go to the nearest post office to open an account.
- And you can open the account by submitting all the documents and application form.
- After this, all of you have to invest at least ₹ 250 every month.
- This amount has to be invested for the entire 15 years.
- As soon as your daughter attains the age of 21 years or gets married, the entire amount invested will be returned along with interest.
Interest Rates and Returns
- If you invest ₹3000 every month for 15 years, then you will get an interest rate of 8.2% in 1 year. Thus, after 15 years, the total maturity amount will be ₹16,63,813, in which the interest rate amount is ₹11,23,813.
Key benefits of the plan
- This scheme is completely government owned, hence the amount invested is 100% safe.
- High interest rate is given on the invested amount i.e. 8.2% interest rate for 1 year.
- If you start investing, you will also get income tax exemption under Income Tax Act 80c.
- After investing for a long period, excellent returns are being given.
- The process of investing in this scheme is very easy.